Sectional Title Finance Partner
Are you an owner in a sectional title or community scheme with growing debt due to non-paying owners? Or, are you a property managing agent wanting to add value to the bodies corporate you work with – in a way that makes your job easier to do? We are your Sectional Title Finance Partner.
Your Community Scheme funding partner
Stratafin is your first choice in community scheme financial solutions
Competitive, personalised financial solutions to help keep your community scheme on track
If your community scheme is in debt due to non-paying owners, the traditional solution is to take out a loan linked to your debtor’s book. The problem with this is that you’ll then have to pay it back at a high-interest rate until those debtors are recovered, which could take an unlimited time. You could try to recover the debt via the legal system, but this is costly, time-consuming and places a further burden on the paying owners.
At Stratafin, we offer a bouquet of tried and tested financial solutions that allow your community scheme to recover financially, without getting you into a debt trap.. Take a look at a few of our solutions below.
Debt Purchase Solutions
Fixed Term Loans
Hybrid Solution
Consulting Services
Why use us?
Going through the legal process to recover debt for a community scheme is an expensive and complex process. Attorney costs alone can be anything from R60k to R120k to collect the money on a single housing unit. Because we have economies of scale from working with hundreds of legal matters at any one time, you get the benefit of a higher payment for your overdue levies due to our reduced legal fees. Added to this is the fact that you can’t charge all the legal fees to that non-paying owner, which means that the Scheme is liable for the balance of the legal fees. By us buying your debt from you, you avoid paying these legal fees altogether.
Why use us?
Going through the legal process to recover debt for a community scheme is an expensive and complex process. Attorney costs alone can be anything from R60k to R120k to collect the money on a single housing unit. Because we have economies of scale from working with hundreds of legal matters at any one time, you get the benefit of a higher payment for your overdue levies due to our reduced legal fees. Added to this is the fact that you can’t charge all the legal fees to that non-paying owner, which means that the Scheme is liable for the balance of the legal fees. By us buying your debt from you, you avoid paying these legal fees altogether.
Stratafin Training Portal
Stratafin, in partnership with TVDM Consultants and Dr Carryn Durham have collaborated to bring you a FREE 11 module e-learning course that covers all aspects of Sectional Title living. Whether you are an owner, trustee or Managing Agent, you can use the information that you learn from this course to assist you in whichever capacity your day-to-day role brings.
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Festive decorations in sectional title schemes
With the holidays looming, festive decorations are everywhere you look. Do you know what the laws require for Festive Decorations within Sectional Title



How To Effectively Manage A Community Scheme?
Effective Community Scheme Management through Organisation In situations where people must cohabit and utilise the same shared space, utilities, facilities or resources, proper management is necessary to ensure that such
Stratafin News
Stratafin News



Festive decorations in sectional title schemes
With the holidays looming, festive decorations are everywhere you look. Do you know what the laws require for Festive Decorations within Sectional Title



How To Effectively Manage A Community Scheme?
Effective Community Scheme Management through Organisation In situations where people must cohabit and utilise the same shared space, utilities, facilities or resources, proper management is necessary to ensure that such