Fixed-term Loans

As a registered credit provider in accordance with the National Credit Act (NCA), we’re changing how loans are given to Community Schemes.

Fixed-term Loans

As a registered credit provider in accordance with the National Credit Act (NCA), we’re changing how loans are given to Community Schemes.

Fixed-term Loans

If your community scheme needs funding for maintenance or projects, we offer project-based loans that follow a strict vetting process to avoid reckless lending. Since we don’t link the loan to your debtors, you avoid getting into a debt trap. Our aim is to enable Community Schemes to improve their financial position. That’s why our loan is provided for a fixed term at an agreed interest rate. The loan is also not linked to the collection of your debtors or levies, and so you avoid getting into the dreaded debt trap.
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The benefits

Why take on our project-based loans?

No Hidden Fees

No admin or accounting fee, and no initiation fee

Transparent Process

A transparent process where you always know what you agree to and what you will be paying

Affordable Repayments

We conduct a full affordability assessment before the loan is approved to ensure that you can afford the repayments

Full Autonomy

We don't get involved in the day-to-day management of your Scheme or take control of your bank account

Want to know more about how our fixed-term loans can help your Community Scheme?

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