Fixed-term Loans

As a registered credit provider with the National Credit Act (NCA), we’re changing how loans are given to Community Schemes.

Fixed-term Loans

As a registered credit provider with the National Credit Act (NCA), we’re changing how loans are given to Community Schemes.

Fixed-term Loans

If your community scheme needs funding for maintenance or projects, we offer project-based loans that follow a strict vetting process to avoid reckless lending. Since we don’t link the loan to your debtors, you avoid getting into a debt trap.

Our aim is to enable Community Schemes to improve their financial position. That’s why our loan is provided for a fixed term at an agreed interest rate. The loan is also not linked to the collection of your debtors or levies.

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The benefits

Why take on our project-based loans?

No Hidden Fees

No admin fee, no monthly fees, and no initiation fee

Transparent Process

A transparent process where you always know what you agree to

Affordable Repayments

We conduct a full affordability assessment before the loan is approved to ensure that you can afford the repayments

Full Autonomy

We don't get involved in the day-to-day management of your Scheme or take control of your bank account

Want to know more about how our fixed-term loans can help your Community Scheme?