Fixed-term Loans
As a registered credit provider in accordance with the National Credit Act (NCA), we’re changing how loans are given to Community Schemes.
Fixed-term Loans
As a registered credit provider in accordance with the National Credit Act (NCA), we’re changing how loans are given to Community Schemes.
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Fixed-term Loans
If your community scheme needs funding for maintenance or projects, we offer project-based loans that follow a strict vetting process to avoid reckless lending. Since we don’t link the loan to your debtors, you avoid getting into a debt trap.
Our aim is to enable Community Schemes to improve their financial position. That’s why our loan is provided for a fixed term at an agreed interest rate. The loan is also not linked to the collection of your debtors or levies, and so you avoid getting into the dreaded debt trap.
The benefits
Why take on our project-based loans?
No Hidden Fees
No admin or accounting fee, and no initiation fee
Transparent Process
A transparent process where you always know what you agree to and what you will be paying
Affordable Repayments
We conduct a full affordability assessment before the loan is approved to ensure that you can afford the repayments
Full Autonomy
We don't get involved in the day-to-day management of your Scheme or take control of your bank account
